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Consumer Resources

Consumer Resources

Members of the Monmouth Ocean Regional REALTORS® are also members of the New Jersey REALTORS® and the National Association of REALTORS®. This means our REALTOR® members abide by a strict Code of Ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. The National Association of REALTORS® as well as the New Jersey REALTORS® provide many resources for home owners and home sellers. Below are some resources available to help you sell your home or purchase a home.

Mortgage Information

A mortgage is a loan that is used to finance the purchase of property. The property itself is used as security to ensure repayment and the lender holds the title or deed to the property either directly or indirectly (depending on your jurisdiction) until you have repaid the entire amount plus interest.

One of the most important things you need to do before committing to any type of mortgage is to sit down with a mortgage professional and examine the advantages and disadvantages of all available options and determine which product is best suited to your current situation and future plans.

Click any of the categories below to view more information about mortgages:

NJHMFA Homeownership Resources

FHA Mortgage Limits

FHA Loans

FAQ's About Reverse Mortgages

Single Family FHA Insured Mortgage Programs

Freddie Mac

Fannie Mae

Foreclosure Information

For information and resources on Foreclosures, please click here.

Tips and Tools

A Short Guide to Real Estate Lingo and Acronyms

Signs That You Are Ready To Buy

House Hunting Tips

Nine Steps To Buying a Home

How a REALTOR® Can Help

The NATIONAL ASSOCIATION OF REALTORS® Code of Ethics: What Does It Mean For Consumers

Calculators

Home Affordability Calculator

Rent vs. Buy Calculator

Mortgage Payment Calculator

Fixed vs. Adjustable

Community and School Information

Please click here to view our page on community profiles and school information for Monmouth and Ocean Counties.